Benefits Of Buying/Renewing Third Party Four Wheeler Insurance – Amrit Adrino
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Benefits Of Buying/Renewing Third Party Four Wheeler Insurance

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Apart from protecting you against third party liability that could arise from an accident with your car, here are some additional benefits of purchasing third-party car insurance:

  • Assists in complying with the laws: Third party car insurance is required in India and if you get found driving your vehicle without or without an insurance policy from a third party or a valid license, you may be penalized. Therefore having a third-party insurance plan will help you adhere to laws.With the assistance of this policy, you are able to safely drive your car and not violate any traffic law and avoid any kind of fine or jail time.
  • Peace of Peace of Mind: In case of an accident, there could be massive financial pressure on those involved. If there is a third party involved, it is even more complicated. With insurance for third parties you can rest assured that your liabilities will be taken care of which in turn boosts your confidence and allows you to drive more free of charge.
  • Low Premium Amount Third-party insurance is offered at affordable and low costs and is extremely beneficial in times of need. The reasonable cost is one of the benefits of this car insurance policy, which allows you to get a decent amount of coverage for an amount that is low.
  • Effective Cost-Effective insurance Plan: The coverage given to a person who is insured under Third-Party Liability Insurance is affordable in terms of amount of the premium. No matter if it’s employed as a key or an additional part of the standard insurance plan and benefits the owner of the vehicle. When making the calculation of compensation the annual income of the owner of the vehicle is taken into consideration.
  • Simple, seamless and quick process for buying insurance:The buying procedure of third-party insurance is an extremely easy and quick procedure. Anyone can buy the third-party insurance coverage on the internet from their own home or another location. In addition, the insured could also decide to get renewals on their insurance plans online by simply following the simple guidelines provided out by insurance companies or a insurance aggregater.
  • Provides financial assistance against Legal Liabilities Legal liabilities that arise from the property of a third party or individual can be financially draining and could lead to bankruptcy if the car owner is not able to pay for the damages and/or loss to third parties. This is where a third-party insurance plan comes to assistance, as it provides the insured with the financial aid they require and assists them to pay off the third party obligation, without taking the savings they have built up.

How to Buy Third Party Car Insurance Online?

The steps below will assist you in purchasing third-party car insurance online:

Step 1: Visit our Website InsuranceDekho.

Step 2. In the “Get Your Quote” section, provide your registration number. If you don’t have it, include the model of your car number, make and registration year.

Step 3. Fill in your personal information like your name and mobile number. All quotes from your particular category will be displayed at the top of your screen.

4. Pick the insurance that best suits your needs and budget.

5. Pay for your policy you have selected and the policy will be emailed to your email address.

How to Claim Third Party Car Insurance?

To receive compensation for the incident from the insurance company, the policy holder must adhere to the steps below:

  • The policyholder has to inform the insurance company of the incident before the specified time period is mentioned. If claims are filed within the time frame, the insurance company may deny claims.
  • An FIR has to be submitted by the insurance holder informing the nearest police station. an original copy must be provided by the insurer prior to making the claim or at the time of the procedure.
  • The insured must adhere to the correct procedure and submit the necessary documents to complete the claim procedure.
  • An insurance provider will assign a surveyor to examine and evaluate the damages. Following this, a formal report is submitted.
  • This claim is made in accordance with this report.

Important Points Before Doing Third Party Car Insurance Claim

Here are a few points to consider when making a claim on behalf of a third party:

1. The FIR must be filed in the event of an accident. Following that, the insurance company must be informed of the event.Without these steps the claim process could not allow the necessary compensation to be released.

2. The third party must present relevant evidence to establish the error of another party.

3. It is advised to settle small loss and damage cases outside of court as the process of filing an FIR, as well as the court proceedings can be lengthy.

4. There is no limit set for protection for personal losses caused by third parties and for property damages there is a maximum amount of liability set to 7.5 lakhs.

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Buy Or Renew Car Insurance [Second Hand, Old & Expired]

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Important Things To Know About Car Insurance in India

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What are the reasons why Car Insurance is required in India?

However, when it comes to simple things, like car insurance, most people prefer to forget or not think about it, unless there’s an immediate consequence of not having it.

But it is true that a majority of the time these guidelines are designed to ensure the security of people such as us and you.

Let’s consider for instance; what would happen if Third-Party Car Insurance was not required under the law. In this situation, the majority of people would not even have it and, in the event there was an accident both parties would be drowning in nonsense arguments, and then huge amounts of money!

So, even though the main goal of insurance policy is to safeguard the person who is affected by an accident or mishap There is many reasons why the insurance of a car is now mandatory in India.

  • Numerous Road Accidents Road accidents are quite frequent throughout India which is one of the primary motives behind why the Motor Vehicle Act has made car insurance mandatory is due to this. In 2017 there more than 1200 injuries that were reported daily because of road accidents! Car insurance will ensure that no one is forced to shoulder the financial burden in the event of a crash.
  • Secures the Third-Party: If you happen to bump into someone’s car or a car crashes into your vehicle, having an insurance for cars belonging to third parties in place will guarantee that the third party affected is compensated any car damage or personal damage.
  • Helps with Legal Procedures In the event of an accident, it is not just the accident that occurs, it is more than just the damage, it’s the legal procedure that consumes the time and energy of those involved. But, if you have an insurance for your vehicle that is valid legal procedures are also handled.

 

What are the reasons why purchasing a Car Insurance online makes sense?

Have you ever paid the electricity bill through your central location or, when was the last time that you visited your Kirana shop to complete your mobile recharge? It’s been awhile, hasn’t it?

Due to the internet’s power, the majority of us make use of the internet to do the majority of our tasks completed. Pay your bills, recharge and even place orders for groceries! Technology has developed to the point where we no longer need to go to insurance companies or call our dealers to purchase insurance for our cars anymore.

Now you can buy your insurance policy online. All you need are the car’s basic information and a debit or credit card to pay for your insurance premium. Once you’ve done that Your car insurance policy will be sent to you within a matter of minutes.

    • The convenience of purchasing car insurance online can help you save a lot of time. There is no need to spend your time waiting around or calling anyone to get the job completed. You can complete the task from your couch with your laptop in hand and just five minutes left.
    • The purchase of a car insurance online allows you to modify your insurance policy for your car. Additionally, it is possible to do this with Digit’s Car Insurance; you can also modify the car’s IDV by yourself.
    • The purchase of car insurance is much more sensible since the process of purchasing one is transparent because you’re purchasing it yourself instead of relying upon a third-party person to take care of the job for you.
    • The most appealing aspect of purchasing an insurance policy for your car on the internet is there is no need for paperwork!
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Why Should You Renew Your Car Policy With Digit?

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Over the years, the way we get our vehicle insurance has changed. Digit analyzed the whole car insurance process and found a way to make it more intuitive, seamless and hassle-free. If you are looking to renew your car policy but aren’t sure, then this post is for you.
Digit understands the challenges you go through, the complex jargon and non-transparent pricing. You can now decrease the number of steps you take to renew and buy your car policy.

Why should you pick Digit to handle Your Car Insurance Renewal?

It doesn’t matter if the previous car insurance policy has been with us before or after, selecting Digit to renew your Car Insurance renewal is simple and easy to do and can be done in few minutes on the internet.

Do you want to renew your car insurance by us the very first time? Here are some benefits you can be looking forward to:

  • Claims that are quickThe main reason for everyone of purchasing a car insurance policy is to claim quickly in times of need. With our procedures, everything from filing claims to assessing the car damages is done online.
  • Cashless repairs to cars It’s not something you’d like to do in the event in the event of an incident is pay unnecessary money from your wallet. This is why we provide the option of repair with cash which allows you to visit one of our garages to get your repairs made without having to pay any additional cost.
  • A Large Network of Garages– Cashless service is available exclusively in our garages that are part of our network, but fortunate for us we have over 5800 garages located across the nation which you can pick from.
  • Doorstep Pickup and Drop When the necessity arises, for example the car isn’t repaired by the time it is We offer pick-up and drop services so that you don’t need to fret about logistics.
  • 24/7 Support So, regardless of what the time or day we’ll have your support.
  • Modify your insurance Do not be fooled by anyone who claims to offer low rates and even lower IDVs, which can immediately affect the amount of money you’re likely to receive in claims. This is the reason why at Digit we are a firm believer in transparency and let you customize your IDV according to the requirements.

 

How do I purchase/renew a Car Insurance Policy with Digit?

    • 1. Complete your Vehicle’s Model, Make and Variant. Also, the Registration Date and the city in which you travel. Select ‘Get Quote’ and select the plan.
    • 2. Select between a Third-Party Liability only or Standard Pack (Comprehensive insurance).
    • 3: Provide us with information regarding your prior insurance policy – Date of expiry, the date of your claim in the past year, and no Claims Bonuses earned.
    • 4: You will receive a the price on your preferred. If you’ve chosen the Standard Plan you can customize the plan further by choosing add-ons including setting the IDV, and verifying if you own CNG-powered car. The final cost in the following page.
    • 5: Pay your bill then your insurance will be emailed to you electronically!
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