6 Reasons To Buy Health Insurance – Amrit Adrino
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6 Reasons To Buy Health Insurance



Medical emergencies happen without prior notification. Health insurance can help you have the financial resources to deal with such emergencies. Here are 6 reasons you should consider health insurance


Reason One: Financial Coverage

The health insurance plan serves as a solid financial support in medical emergency situations. The expenses associated with serious ailments like heart problems such as heart disease, cancer, etc. could severely impact your financial position. An medical insurance policy can provide huge financial protection that will pay for treatments in India and abroad. It also covers hospitalization expenses as well as diagnostic costs ambulance, medical and other expenses. It also offers the convenience of immediate payments for more flexibility in your finances.

Second Reason: Rising Inflation

The inevitable rise of inflation is a fact. It will surprise you to find out that inflation in the healthcare sector was in the range of 7.14 in India in the period 2018-19. 1 Although savings instruments offer attractive rates of interest but they’re not sufficient to pay for the cost of medical treatments, if you add inflation. Health insurance is an effective instrument that will help you pay for the likely medical expenses. From the expense of equipment to the expense of medication, treatment and diagnostics Health insurance will cover a variety of expenses . It also helps beat the impact of inflation.

The Third Reason 3: Tax Exemption

Health insurance isn’t just beneficial in securing future expenses but also gives financial aid for the present. Tax deductions are availableof up to 25,500 in the context of section 80D on the amount you pay for an insurance policy. You are able to claim deductions on your own insurance policy or the one of your children or spouse. This could help lower your tax burden overall.

Reason Four Reason Four: Affordable Policies

The purchase of the right insurance plan when you are young could be much more advantageous than you thought. If you’re young and fit, you’re more likely to be healthier and obtain a plan at an affordable price. As you age and get older, your premiums keep growing. It is advisable to buy health insurance as soon as you can as the longer you wait to get it, the more costly the cost becomes. The younger population can also be eligible for insurance without the need to visit a doctor for a health check-up.

Fact Five: A Change in Lifestyle

The way of life that is popular today is one that encourages health concerns. These issues aren’t only limited to minor ailments like cold, fever or cough. Chronic diseases like heart, diabetes and kidney issues are also commonplace. Therefore, it’s more vital than ever before to protect your health by obtaining the most comprehensive health insurance plan.

Sixth Reason: Fall Back Option

However much you have saved, fighting a difficult illness isn’t easy. It could cost you the entire savings of your life. The cost of treatment equipment, medication, and other treatments could be difficult to afford on a salary that is fixed. Health insurance will give you the protection you need to pay the costs and take some of the burdens of your burden.


With the advantage of health insurance, It is essential to make it an integral element of your financial portfolio. There are many kinds of health insurance offered. It is important to select the type which best meets your requirements.


Buy Or Renew Car Insurance [Second Hand, Old & Expired]



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Important Things To Know About Car Insurance in India



What are the reasons why Car Insurance is required in India?

However, when it comes to simple things, like car insurance, most people prefer to forget or not think about it, unless there’s an immediate consequence of not having it.

But it is true that a majority of the time these guidelines are designed to ensure the security of people such as us and you.

Let’s consider for instance; what would happen if Third-Party Car Insurance was not required under the law. In this situation, the majority of people would not even have it and, in the event there was an accident both parties would be drowning in nonsense arguments, and then huge amounts of money!

So, even though the main goal of insurance policy is to safeguard the person who is affected by an accident or mishap There is many reasons why the insurance of a car is now mandatory in India.

  • Numerous Road Accidents Road accidents are quite frequent throughout India which is one of the primary motives behind why the Motor Vehicle Act has made car insurance mandatory is due to this. In 2017 there more than 1200 injuries that were reported daily because of road accidents! Car insurance will ensure that no one is forced to shoulder the financial burden in the event of a crash.
  • Secures the Third-Party: If you happen to bump into someone’s car or a car crashes into your vehicle, having an insurance for cars belonging to third parties in place will guarantee that the third party affected is compensated any car damage or personal damage.
  • Helps with Legal Procedures In the event of an accident, it is not just the accident that occurs, it is more than just the damage, it’s the legal procedure that consumes the time and energy of those involved. But, if you have an insurance for your vehicle that is valid legal procedures are also handled.


What are the reasons why purchasing a Car Insurance online makes sense?

Have you ever paid the electricity bill through your central location or, when was the last time that you visited your Kirana shop to complete your mobile recharge? It’s been awhile, hasn’t it?

Due to the internet’s power, the majority of us make use of the internet to do the majority of our tasks completed. Pay your bills, recharge and even place orders for groceries! Technology has developed to the point where we no longer need to go to insurance companies or call our dealers to purchase insurance for our cars anymore.

Now you can buy your insurance policy online. All you need are the car’s basic information and a debit or credit card to pay for your insurance premium. Once you’ve done that Your car insurance policy will be sent to you within a matter of minutes.

    • The convenience of purchasing car insurance online can help you save a lot of time. There is no need to spend your time waiting around or calling anyone to get the job completed. You can complete the task from your couch with your laptop in hand and just five minutes left.
    • The purchase of a car insurance online allows you to modify your insurance policy for your car. Additionally, it is possible to do this with Digit’s Car Insurance; you can also modify the car’s IDV by yourself.
    • The purchase of car insurance is much more sensible since the process of purchasing one is transparent because you’re purchasing it yourself instead of relying upon a third-party person to take care of the job for you.
    • The most appealing aspect of purchasing an insurance policy for your car on the internet is there is no need for paperwork!
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Why Should You Renew Your Car Policy With Digit?



Over the years, the way we get our vehicle insurance has changed. Digit analyzed the whole car insurance process and found a way to make it more intuitive, seamless and hassle-free. If you are looking to renew your car policy but aren’t sure, then this post is for you.
Digit understands the challenges you go through, the complex jargon and non-transparent pricing. You can now decrease the number of steps you take to renew and buy your car policy.

Why should you pick Digit to handle Your Car Insurance Renewal?

It doesn’t matter if the previous car insurance policy has been with us before or after, selecting Digit to renew your Car Insurance renewal is simple and easy to do and can be done in few minutes on the internet.

Do you want to renew your car insurance by us the very first time? Here are some benefits you can be looking forward to:

  • Claims that are quickThe main reason for everyone of purchasing a car insurance policy is to claim quickly in times of need. With our procedures, everything from filing claims to assessing the car damages is done online.
  • Cashless repairs to cars It’s not something you’d like to do in the event in the event of an incident is pay unnecessary money from your wallet. This is why we provide the option of repair with cash which allows you to visit one of our garages to get your repairs made without having to pay any additional cost.
  • A Large Network of Garages– Cashless service is available exclusively in our garages that are part of our network, but fortunate for us we have over 5800 garages located across the nation which you can pick from.
  • Doorstep Pickup and Drop When the necessity arises, for example the car isn’t repaired by the time it is We offer pick-up and drop services so that you don’t need to fret about logistics.
  • 24/7 Support So, regardless of what the time or day we’ll have your support.
  • Modify your insurance Do not be fooled by anyone who claims to offer low rates and even lower IDVs, which can immediately affect the amount of money you’re likely to receive in claims. This is the reason why at Digit we are a firm believer in transparency and let you customize your IDV according to the requirements.


How do I purchase/renew a Car Insurance Policy with Digit?

    • 1. Complete your Vehicle’s Model, Make and Variant. Also, the Registration Date and the city in which you travel. Select ‘Get Quote’ and select the plan.
    • 2. Select between a Third-Party Liability only or Standard Pack (Comprehensive insurance).
    • 3: Provide us with information regarding your prior insurance policy – Date of expiry, the date of your claim in the past year, and no Claims Bonuses earned.
    • 4: You will receive a the price on your preferred. If you’ve chosen the Standard Plan you can customize the plan further by choosing add-ons including setting the IDV, and verifying if you own CNG-powered car. The final cost in the following page.
    • 5: Pay your bill then your insurance will be emailed to you electronically!
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